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Financial Education for Everyone

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Practical Money Matters

Visa’s Practical Money Matters column delivers expert personal finance tips to consumers of all ages in English and Spanish. The article series has been syndicated nationwide in 500 U.S. newspapers and a Huffington Post blog. Topics include saving, budgeting, credit & debt, life events, taxes, retirement, insurance and more.

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PMM Articles

How to Replace Important Documents

If your wallet has ever been lost or stolen, you know what a pain it is to replace your driver's That goes double when other vital documents like your, passport, birth certificate or car registration are misplaced or destroyed in a...

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Protect Yourself Against Credit Discrimination

Have you ever been turned down for a credit card and wondered why? Or gotten approved for a car loan or mortgage but suddenly the interest rate and fees are much higher than in the initial quote? There are many legitimate...

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Retiring Soon? Don't Forget Tax Implications

If your retirement is not far off, you've probably already started to estimate what your living expenses will be after the regular paychecks stop. Most would-be retirees remember to include routine expenses like housing (rent or mortgage), medical bills and prescriptions,...

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Don't Get 'Spoofed' by Rogue Callers

When caller ID first arrived on the scene it seemed like a godsend to many people: Now you could easily identify who was on the line and ignore unwanted calls, whether from telemarketers, an ex-boyfriend or an unfriendly collection agency. But...

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How to Dispute a Credit Card Charge

Have you ever ordered something online that was delivered damaged ' or never arrived at all? Or been double-billed by a merchant? Or spotted a charge on your credit card statement you didn't make? Most of us have.Fortunately, the 1975 Fair...

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What to Do When a Loved One Dies

Updated April 23, 2020Whether it's expected or accidental, the death of a loved one can shake you to the core. During challenging times such as natural disasters or the coronavirus (COVID-19) pandemic, many families may deal with the loss of a...

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Your Financial Life After Graduation

To the millions of college and high school seniors who recently graduated (and to their parents, who weathered the ups and downs of reaching that summit): congratulations on a job well After the celebration dies down, you'll no doubt be eager...

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Credit Access for Stay-at-Home Spouses and Partners Expanded

One of the pitfalls of Congress passing complicated, sweeping legislation is that sometimes provisions designed to protect one group unexpectedly create hardships for others. That's what happened with 2009's Credit Card Accountability Responsibility Disclosure (CARD) Act, which was hailed as legislation...

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Leasing a Car on the Cheap

My trusty Volvo wagon served our family well for 13 years, but after 106,000 miles it finally gave up the ghost. My wife just completed graduate school so we weren't ready to commit to a new car payment. I rented a...

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Avoiding Hidden Flight, Hotel Fees

The last few years have been tough economically for many people. Unemployment fears combined with plunging home, stock and retirement account values caused many to forgo big vacations – even though stressful times are when we most need to recharge our...

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Improving Women's Financial Literacy, Worldwide

Are the 70 percent of the developing world's adult population with no formal bank account doomed to a life of economic uncertainty and financial illiteracy? If a woman's culture dictates that she should always put her family's financial needs ahead of...

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Trim Your Wedding Costs

Weddings have always been big business, but I was shocked to see how expensive they've become in the 17 years since my wife and I got married. According to the annual Real Weddings Study, the average wedding in the U.S. now...

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Share Your Money Before You Die

Now that the long-debated estate tax rules have finally been settled, let's get real: Despite all the hoopla raised, most people probably would never be impacted whether the lifetime estate tax threshold had stayed at $5.12 million or reverted to $1...

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Should you 'Freeze' Your Credit Reports?

Although the odds of having your identity stolen remain quite low, anyone who's ever had their bank or credit card account compromised knows what a pain it can be to unravel the mess. Sometimes enterprising hackers just need your Social Security...

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Before You Rent, Do Your Homework

Maybe you're a college student looking to rent your first apartment; or a downsizing homeowner reentering the rental market for the first time in decades. Whatever your situation, there are many precautions you should take before renting any property. The last...

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How Financially Literate Are You?

I'm not sure whether it was intentional or merely a coincidence that several years ago Congress proclaimed April to be Financial Literacy Month. April is also the month when millions of Americans grimly write a check to the IRS and resolve...

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Are Your Parents Spending Your Inheritance?

Most people who grew up during the Great Depression and World War II learned to scrimp and save as a matter of necessity. Many also gained financial security during subsequent decades when pension plans were more common, homeownership became the norm...

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Insurance You Can Probably Do Without

I'm a big believer in having the appropriate amount of insurance, especially when it comes to your health and personal liability. But if money is tight and you want to get the most bang for your buck, there are a few...

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Maximize Your Disabled Child's Government Aid

Parents of special needs children have enough on their plates just tending to the health, educational and emotional needs of their kids – not to mention often having to cope with drastically lowered income because of reduced work hours or having...

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Avoiding Post-Disaster Scam Artists

Have you ever turned on the light in a dark basement and shuddered as cockroaches scurried away? I get that same sense of revulsion whenever I hear about unscrupulous swindlers taking advantage of the victims of natural and manmade disasters. The...

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